01
Day 0
The conversation
A text, a call, or a coffee. You tell Alex where you are; he maps what’s possible. Zero paperwork, zero pressure.
No mystery, no surprises
What actually happens, start to keys
The mortgage process only feels scary when nobody explains it. Here's the whole thing in eight honest phases — with real timelines.
02
1–2 days
Pre-approval
A short secure application plus documents (pay stubs, W-2s, bank statements). Out comes your real budget and a letter sellers respect.
03
Your pace
House hunting
You and your agent tour homes. Alex updates your numbers for any address you’re serious about — payment, cash to close, all of it.
04
Hours
The offer
When you find it, Alex often talks to the listing agent directly so your financing strengthens your offer instead of raising questions.
05
1–2 weeks
Processing & appraisal
Under contract! The appraisal gets ordered, your documents get finalized, and the file gets built for underwriting.
06
2–5 days
Underwriting
Fairway’s underwriters verify everything. If they ask for one more document, that’s normal — Alex tells you exactly what and why.
07
1–3 days
Clear to close
The magic words. Final numbers arrive in your Closing Disclosure at least three days before signing — no surprises allowed, by law and by Alex.
08
~1 hour
Closing day
Sign, fund, keys. The whole thing typically runs about 30 days from accepted offer — often less.
The Alex difference
You'll never wonder what's happening
The number-one complaint about mortgage companies is silence. Alex's answer is simple: you hear from him at every milestone, in plain English, before you have to ask. Appraisal back? You'll know. Underwriting question? You'll know what it is and why it's normal. Clear to close? You'll probably hear him smiling through the text.
haven't heard anything in a few days… should I be worried? 😅
Nope — and the fact you had to ask means I owed you a text. Appraisal came back this morning, right at value. Underwriting next. You're in great shape.
Thirty days from offer to keys.
It's not magic — it's a process run by someone who communicates. Start with one text and see the difference.